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In our latest quarterly letter, we covered Empirical’s 10 steps to investment success. Today, we will take a look at a few of Larry Swedroe’s lessons for investors: 1. Maintaining a disciplined [...]

When a firm issues equity on a public exchange, it has two primary options.  Generally, firms issue common stock (also known as ordinary shares), which is subordinated equity with voting rights, [...]

Most people choose to take Social Security at age 62, electing to receive reduced benefits.  Another option is to wait until the “Full Retirement Age” (which varies based on your birth date).  [...]

Whether your child was just born or is quickly approaching the college application process, you may want to provide some of the money for their tuition. If this is the case, then a 529 plan might [...]

It is critical to read the fine print – especially with regard to investment products. In this Article Spotlight, we take a look at structured notes. A structured note is essentially a hybrid [...]

After the boom, bust, and subsequent rally of real estate values over the previous decade, the idea of real estate as an investment vehicle was pushed into the foreground for many investors.  [...]