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[Empirical in the Press] Empirical Wealth Management Named to 2016 Financial Times 300 Top Registered Investment Advisers

June 16, 2016 – Empirical Wealth Management is pleased to announce it has been named to the Financial Times 300 Top Registered Investment Advisers, as of June 16, 2016.  The list recognizes top independent RIA firms from across the U.S. “We are honored to be recognized by Financial Times,” said Kenneth R. Smith, CEO of […]

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[Ask an Advisor] How can I reduce my taxes?

One of the questions we receive most frequently is, “How can I reduce my taxes?” When asked to elaborate, many prospective clients cannot give more detail; they just know they want to reduce their tax burden. While there are no magical strategies to completely erase taxes, there are strategies we help our clients employ that […]

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[Empirical Blog] Important Changes to Social Security Rules

Last week congress signed into law The Bipartisan Budget Bill of 2015 which has created major changes to Social Security and will affect the popular file-and-suspend restricted application claiming strategies.  Once the Social Security Administration has updated the rules based on these new laws, it may be necessary to re-evaluate the best available claiming strategy […]

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[Empirical Blog] Retirement Planning – 2015 Annual Limits

The year 2015 has arrived and with it, new annual limits on retirement plan contributions, phase-outs, and exclusions. Retirement Plan Contributions How much are you saving in your 401(k) plan? If you maxed out your contributions last year or plan to max them out this year, you should consider talking to your 401(k) plan provider […]

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[Ask an Advisor] What Does the New IRS Rollover Rule Mean For Me?

With 2015 quickly approaching, there is a new IRS rule investors should be aware of that begins on January 1. It is the one-rollover-per-year rule for IRAs. What this rule states is that investors can only make one non-trustee-to-trustee rollover from one IRA to another IRA in a 12-month period. This limitation applies to rollovers […]

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[Investment Product Review] Bank Loans: Cutting Through The Hype

Bank loans (also known as senior or leveraged loans) have become an increasingly popular investment in the past year or two.  On the surface, these securities seem to offer the best of both worlds; a high current yield along with a built-in protection against rising interest rates.  However, as is the case with all investment […]

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[Empirical Blog] Announcement: Open Medicare Enrollment Season

Open Medicare enrollment begins October 15 and closes on December 7, meaning this may be a good time to review your existing plan and compare it to other plans.  Even if you shopped around in prior years, reviewing your plan could save you money because as costs and coverage of plans change from year to […]

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[Ask an Advisor] Health Care Planning: What Are My Options?

Not many of us enjoy learning about health insurance or dealing with insurance providers. Whether it is about the cost, trying to compare the coverage under each kind of insurance, or simply learning about the different available options, chances are that you may find the effort confounding. Here we delve into a few aspects of […]

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