Specialized Planning

 

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[Specialized Planning] Opt-out of prescreened offers of credit

OptOutPrescreen.com is a centralized service to accept and process requests from consumers to “Opt-In” or “Opt-Out” of firm offers of credit or insurance. Under the Fair Credit Reporting Act (FCRA), Equifax, Experian, Innovis, and TransUnion, are permitted to include your name on lists used by creditors or insurers to make firm offers of credit or […]

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[Specialized Planning] Add your number to national “do not call” list

The National Do Not Call Registry gives you a choice about whether to receive telemarketing calls at home. Most telemarketers should not call your number once it has been on the registry for 31 days. If they do, you can file a complaint at this Website. You can register your home or mobile phone for […]

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[Specialized Planning] Equifax Credit Freeze

You may place, temporarily lift or remove a security freeze on your Equifax credit file under state law or the Equifax voluntary security freeze program. A security freeze is designed to prevent the information in your Equifax credit file from being reported to others. Place, lift or remove a security freeze by visiting freeze.equifax.com

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[Specialized Planning] Experian Credit Freeze

Place a “security freeze” on your credit reports prohibiting Experian from releasing any information in their credit reports without your express authorization. Place, lift or remove a security freeze by visiting experian.com/freeze

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[Specialized Planning] Transunion Credit Freeze

Placing a Security Freeze will prevent lenders and others from accessing your TransUnion Credit Report entirely, which will prevent them from extending credit. Because of stringent security features, you will need to place a Security Freeze separately with each of the three major credit reporting companies if you want the freeze on all of your […]

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[Specialized Planning] Innovis Security Freeze

Innovis offers three convenient ways to place, lift, or remove a security freeze on your Innovis Credit Report: online, by phone or by mail. Place, lift or remove a security freeze by visiting innovis.com

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