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Last week congress signed into law The Bipartisan Budget Bill of 2015 which has created major changes to Social Security and will affect the popular file-and-suspend restricted application [...]

Most people choose to take Social Security at age 62, electing to receive reduced benefits.  Another option is to wait until the “Full Retirement Age” (which varies based on your birth date).  [...]

With bond yields so low these days, many investors are worried that their portfolios will not produce enough income to meet their needs. In this paper, we examine the current fixed income [...]